Last Updated: February 18, 2026
By accessing and using the Pennysdream Inc website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
Pennysdream Inc provides working capital, business funding, and revenue-based financing services to businesses. Our services are subject to eligibility requirements and approval processes. We reserve the right to approve or decline any application at our sole discretion.
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others. You may not:
All content on this website, including text, graphics, logos, images, and software, is the property of Pennysdream Inc or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.
This website and our services are provided "as is" without warranties of any kind, either express or implied. Pennysdream Inc does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Pennysdream Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.
You agree to indemnify and hold harmless Pennysdream Inc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Pennysdream Inc, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at corey@pennysdreamfinancial.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective when posted on this page. Your continued use of the website constitutes acceptance of the modified terms.
If you have questions about these Terms and Conditions, please contact us at:
Pennysdream Inc
8209 Willow Branch Drive
Waxhaw, NC 28173
corey@pennysdreamfinancial.com